OppFi Financial Ratios for Analysis 2019-2026 | OPFI
Fifteen years of historical annual and quarterly financial ratios and margins for OppFi (OPFI).
Annual Data
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
| 1.75 | 1.61 | 1.51 | 1.36 | 1.46 | 1.57 | - |
| - | - | - | - | - | 0.09 | - |
| - | 1.36 | 1.72 | 2.18 | 1.59 | 1.43 | - |
| 86.65 | 84.69 | 81.49 | 73.13 | 80.10 | 90.69 | 90.12 |
| 43.73 | 29.41 | 16.97 | -2.92 | 21.71 | 38.71 | 28.72 |
| - | 43.31 | 34.08 | 13.28 | 30.91 | 49.32 | 48.26 |
| - | 47.06 | 39.63 | 20.85 | 35.69 | 53.65 | 53.54 |
| - | 27.39 | 15.30 | 1.41 | 34.17 | 38.71 | 28.72 |
| 6.91 | 2.26 | -0.37 | 3.27 | 9.69 | 38.71 | 28.72 |
| - | 0.50 | 0.45 | 0.37 | 0.53 | 0.70 | - |
| - | - | - | - | - | - | - |
| - | 0.68 | 0.59 | 0.47 | 0.68 | 0.90 | - |
| - | 540 | 622 | 774 | 537 | 405 | - |
| 47.35 | 35.80 | 20.35 | 2.10 | 56.88 | 83.65 | - |
| - | 35.80 | 20.35 | 2.10 | 56.88 | 78.04 | - |
| 19.39 | 13.08 | 6.56 | 0.58 | 17.88 | 27.12 | - |
| - | 35.80 | 20.35 | 2.10 | 56.88 | 70.67 | - |
| - | 2.72 | 1.75 | 1.45 | 1.44 | - | - |
| - | 16.07 | 18.07 | 2.89 | 1.98 | 0.00 | 0.00 |
| - | 15.43 | 17.52 | 2.73 | 1.81 | - | - |
Quarterly Data
| 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2019-12-31 |
| 1.86 | 1.75 | 1.76 | 1.72 | 1.73 | 1.61 | 1.53 | 1.57 | 1.56 | 1.51 | 1.46 | 1.44 | 1.41 | 1.36 | 1.39 | 1.41 | 1.46 | 1.46 | 1.55 | 0.28 | 0.58 | - | - | - |
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - | - | 1.16 | 1.41 | 1.22 | 1.36 | 1.48 | 1.50 | 1.53 | 1.72 | 1.81 | 1.88 | 2.02 | 2.18 | 2.06 | 2.00 | 1.67 | 1.59 | 1.49 | - | - | - | - | - |
| 88.10 | 83.41 | 86.12 | 88.14 | 88.67 | 83.52 | 85.11 | 85.16 | 84.95 | 80.90 | 81.40 | 82.03 | 81.59 | 74.27 | 75.56 | 70.72 | 72.62 | 70.98 | 78.63 | 82.94 | 87.90 | - | 95.16 | - |
| 40.51 | 36.15 | 46.33 | 44.70 | 46.79 | 30.53 | 38.49 | 34.18 | 8.36 | 13.25 | 20.59 | 24.58 | 6.52 | -19.84 | -1.84 | 9.83 | -4.26 | 5.45 | 15.79 | 26.83 | 39.42 | - | 43.10 | - |
| - | - | 55.97 | 54.31 | 58.08 | 44.18 | 50.87 | 46.88 | 26.44 | 31.61 | 36.55 | 39.64 | 26.41 | 2.33 | 15.44 | 21.92 | 10.42 | 16.52 | 24.59 | 36.36 | 46.87 | - | 53.47 | - |
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - | - | 78.02 | 12.67 | 24.27 | 18.03 | 37.68 | 33.14 | 16.67 | 4.52 | 21.14 | 25.16 | 7.13 | -14.93 | 0.67 | 14.89 | 0.48 | 26.89 | 42.66 | 26.83 | 39.42 | - | 43.10 | - |
| 32.53 | 19.69 | 39.82 | -20.73 | -12.52 | -6.94 | 4.68 | 3.55 | 8.76 | -8.47 | 2.87 | 2.87 | 0.44 | 6.47 | -1.09 | 5.31 | 2.12 | -50.00 | 19.38 | 26.83 | 39.42 | - | 43.10 | - |
| - | - | 0.15 | 0.15 | 0.14 | 0.13 | 0.15 | 0.15 | 0.11 | 0.11 | 0.13 | 0.13 | 0.10 | 0.08 | 0.09 | 0.11 | 0.10 | 0.12 | 0.17 | 0.28 | 0.25 | - | - | - |
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| - | - | 0.19 | 0.20 | 0.20 | 0.17 | 0.20 | 0.20 | 0.15 | 0.14 | 0.16 | 0.17 | 0.14 | 0.11 | 0.11 | 0.14 | 0.13 | 0.16 | 0.22 | - | - | - | - | - |
| - | - | 466 | 445 | 456 | 530 | 461 | 451 | 589 | 637 | 559 | 543 | 662 | 854 | 790 | 629 | 686 | 564 | 414 | - | - | - | - | - |
| 15.76 | 12.45 | 27.39 | 5.27 | 8.61 | 5.97 | 14.55 | 13.72 | 5.14 | 1.00 | 8.18 | 10.21 | 2.39 | -3.27 | -0.40 | 5.74 | -0.19 | 10.79 | 21.96 | 360 | 488 | - | - | - |
| - | - | 27.39 | 5.27 | 8.61 | 5.97 | 14.55 | 13.72 | 5.14 | 1.00 | 8.18 | 10.21 | 2.39 | -3.27 | -0.40 | 5.74 | -0.19 | 10.79 | 21.96 | 360 | 488 | - | - | - |
| 7.51 | 5.10 | 10.54 | 1.70 | 3.19 | 2.18 | 5.18 | 4.83 | 1.80 | 0.32 | 2.59 | 3.13 | 0.70 | -0.90 | -0.11 | 1.64 | -0.06 | 3.39 | 6.90 | 7.38 | 9.99 | - | - | - |
| - | - | 27.39 | 5.27 | 8.61 | 5.97 | 14.55 | 13.72 | 5.14 | 1.00 | 8.18 | 10.21 | 2.39 | -3.27 | -0.40 | 5.74 | -0.19 | 10.79 | 21.96 | 360 | 488 | - | - | - |
| - | - | 3.20 | 2.50 | 2.74 | 2.72 | 2.56 | 1.82 | 1.78 | 1.75 | 1.72 | 1.60 | 1.49 | 1.45 | 1.51 | 1.51 | 1.43 | 1.44 | 1.26 | 0.46 | 0.53 | - | - | - |
| - | - | 3.22 | 6.74 | 3.53 | 16.07 | 11.32 | 7.71 | 0.86 | 18.07 | 12.52 | 8.73 | 4.32 | 2.89 | 12.33 | 1.22 | 0.53 | 1.98 | 1.42 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| - | - | 3.06 | 6.40 | 3.35 | 15.43 | 10.90 | 7.47 | 0.84 | 17.52 | 12.12 | 8.44 | 4.18 | 2.73 | 11.60 | 1.14 | 0.48 | 1.81 | 1.30 | - | - | - | - | - |