• Moody's average return on tangible equity for 2011-09-30 was 0, a 0% decline from 2011-12-31.
• Moody's average return on tangible equity for 2011-12-31 was 0, a 0% decline from 2012-03-31.
• Moody's average return on tangible equity for 2012-03-31 was 0, a 0% decline from 2012-06-30.

Return on tangible equity can be defined as the amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity.